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Online Baccarat in Australia

Baccarat is one of Australia’s favourite games! Are you looking to find the best online baccarat for real money? Check out our recommendations below from our talented review team. Baccarat is a popular game among Aussies, which can be enjoyed on several Australian online casinos, including the top-rated casinos from smartpokies.com.

To guarantee that you find the best platform to play real money baccarat casinos, it is crucial to ensure that the site has a wide variety of games, betting limits, welcome bonuses, loyalty bonuses, top-notch security, and vivid graphics. Luckily for you, smartpokies.com’s choices have everything above and are the best real money pokies in Australia to help you find the best baccarat casinos. Sign up today and enjoy your welcome bonus straight away!

Best Australian Online Baccarat Sites

DISCLAIMER: +18 only. There are many risks involved when it comes to gambling. We advise our players to gamble responsibly and ONLY use the funds that you can afford to lose. Please remember that gambling is intended for entertainment purposes only and should not be considered as a way to solve your financial issues.

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How We Review Baccarat Online Casinos

Playing online baccarat for real money in Australia is exciting but comes with risks. Therefore, to review and find the best real money baccarat casinos, we need to determine the parameters for ranking these Aussie baccarat platforms. For our reviews, we have focused on: range of games, quantity of games, betting limits, welcome bonus, loyalty bonus, level of security, quality of graphics, and loyalty scheme. With these specific factors in mind, we can compare and find the best online baccarat casino in Australia.

Punto Banco baccarat

As with any game, people may think it is a tough and confusing game. But if you read the rules and try to embrace the game, then you will be able to understand and enjoy the game. Before you indulge yourself in baccarat apps for real money, you should understand the different baccarat variations and decide which variation is the best for you and which is the best baccarat app for you.

Simply put, baccarat is a card game where the objective of the game is to guess which of three possible propositions will win on the next round: Bank, Player, or Tie. However, baccarat gaming can vary in several ways, it may have a different name, different rules, different types of bets, and even different tables. For this article, we will focus on the three most popular variations of baccarat: Punto Banco, Baccarat Chemin de Fer, and Baccarat Banque.

Punto Banco is one of the most popular casino games both online and live, because it has a very small house edge, meaning that players have a higher chance of winning more money. Punto Banco is also one of the easiest variations to play because you simply need to choose whether to bet on Punto (Player) or Banco (Bank). Both player and bank are dealt at least two cards each, with additional cards potentially being necessary.

The winner is decided by whoever reaches the number nine or comes the closest to number nine. There is also the possibility of a draw, but the chance of a draw is very minimal but if a draw does happen then that is when the casino gains its edge. It is also worth noting that everything that goes over nine starts back from zero. Meaning, if your total value is 12, then you subtract 10 and your new score is 2. There are also different rules for when Punto and Banco must draw another card, which is explained below:

Punto Drawing Rules:

  • 0, 1, 2, 3, 4 and 5 in value – draw one card.
  • 6 and 7 in value stands.
  • 8 and 9 are “naturals” and always stand.

Banco Drawing Rules:

  • 0, 1 and 2 is always a draw.
  • 3 draws when Punto has 0, 1, 2, 3, 4, 5, 6, 7 and 9.
  • 4 draws when Punto has 2, 3, 4, 5, 6 and 7.
  • 5 draws when Punto has 4, 5, 6 and 7.
  • 6 draws when Punto has 6 and 7.
  • 7 stands.
  • 8 and 9 are naturals.

These are the rules for Punto Banco. It may seem like a lot of information but once you start playing and remembering the above breakdowns then you will be able to enjoy online gambling with as many benefits as possible.

chemin de fer baccarat

Chemin de Fer is a very interesting variation of baccarat as the players bet against each other and where the bank is not held by the casino. The one who is the bank sets aside an amount they are willing to risk and that covers the bets of the opponents.

The table can be occupied by 8 to 12 players. It is usually played with six shuffled card decks at a typical “kidney-shaped” table. The players take turns in the role of the Banker. Once they have decided how much to put aside, the player may announce “Banco!” and go all-in against the bank. Alternatively, if no player shouts “Banco!” then they make a bet at their discretion.

The Player’s Rule:

Chemin de Fer The Player’s Rule info
Total The Player
0-4 Draws
5 Draws or stands
6 or 7 Stands
8 or 9 Wins out of the hand

The Banker’s Rule:

Chemin de fer The Banker’s Rule info
Total The Banker draws, if he is allowed to* The Banker stands, if he is allowed to* By discretion
0-2 Always draws    
3 1-7 or 10 8 9
4 2-7 1, 8, 9 or 10  
5 5-7 1, 2, 3, 8, 9 or 10 4
6 6 or 7 1-5, 8, 9 or 10  
7   Always stands  
8 or 9   Win out the hand  

*If the Player stands, the Banker draws a third card if his total is 0-5 and stands at 6 or 7.

baccarat banque

Baccarat Banque is like Chemin de Fer in many ways except for the casino always holds the bank and players are dealt two hands rather than one. This version of Baccarat is mainly played at land-based casinos where two conjoined table can seat 10-16 players. Typically, this variation uses three decks of cards and players will bet on themselves to win. Apart from the variation above, it is played in a similar fashion as Chemmy.

Baccarat Side Bets Explained

baccarat side bets

Before you play online baccarat for real money, it is crucial that you understand the types of bets and side bets that you can make. Bets are standard bets in the game. But what adds an exciting twist for Aussie players is that you can make side bets. Side bets are bonus bets placed on a round of baccarat on outcomes beyond whether the next round will be won by the player or banker or a tie. There are dozens if not hundreds of side bets that you can make in baccarat. But below are some of the most popular ones:

Baccarat Side Bets info
Bet Type Description
All Red/All Black Betting that the hand will be solely composed of either red cards or black cards.
Bellagio Match Betting on whether the player or banker will get a hand containing a three of a kind.
Big and Small / 4-5-6 Bet on the combined number of cards the player and banker’s hands will finish the round with.
Double 8 Betting that both the player and banker’s hands will have a value of eight.
Dragon 7 Betting that the dealer will have a three-card total of exactly seven that beats your own hand.
Egalite Bets Side bet that the round will be tied and both the player and banker’s hands will have a value of a specific number.
Lucky Bonus / Super 6 Betting that the banker will win the round with a hand value of six.
Lucky 8 Side bet that the player or banker will win the round with a hand value of eight.
Unlucky 8 Betting that the player or banker will lose the round with a hand value of eight.
Matching Dragon Side bet on how many cards of a specified rank will be dealt to the player and banker.
Panda 8 Wager requiring you to make a three-card total of eight, which beats the dealer’s hand.
Perfect Pair Betting that either the player or banker’s opening hand will be a pair of the same rank.
Royal Match Betting that either the player or banker will be dealt a King and Queen in their opening hand.
Same Suit Opening Betting that either the player or banker’s opening hand will be two cards of the same suit.
Suited three-card 8 Betting that either the player or banker will get a three-card hand of the same suit worth eight.
Three-card 6 Betting that either the player or banker will get a three-card hand with a value of six.

How to Play Baccarat Online for Real Money in Australia

Before you play live online baccarat or mobile baccarat in Australia, you need to know how to play the game to increase your chances of winning. Once you grasp the steps below, you can formulate your own strategies but below are the most important and clear steps to bear in mind.

  1. After all bets are made at the table, two hands are dealt consisting of two cards to each hand: the player hand and the bank hand.
  2. The goal is to guess which hand will have a total closest to 9.
  3. Players can wager on the bank hand, player hand, or on the tie bet.
  4. Face cards and tens have a count of zero, and aces count as one. All other cards count their face value.
  5. If the count of a hand exceeds 9, the total is adjusted by subtracting 10.
  6. There are house rules that determine whether the bank or player hand receives a third draw card – maximum three cards per hand.
  7. Players who wager on a winning player hand receive a 1-to-1 payoff.
  8. Players who wager on a winning bank hand also receive a 1-to-1 payoff but must pay a 5% commission (including the 5% commission, the payoff odds are 19 to 20).
  9. The payoff odds for winning a tie bet are 8 to 1.

Live Dealer Baccarat Sites in Australia

We are here to help you find the best online baccarat games for real money to help you make the best choice to win cash with online gambling. Below are our top three best online baccarat casinos.

Bizzo pokies

bizzo pokies baccarat

Bizzo Casino is our top ranked casino because it has a wide range of games, incredible bonuses, and high security. Bizzo Casino is especially made for Aussie Pokies, making it a great outlet for fun down under!

  • Advantages: incredible bonuses with 150% bonus up to $400 with 150 free spins. Really fast pay-outs and opportunity to use crypto. Large gaming library of various games. 24/7 live chat customer support. Great for mobile devices and online gambling. Has all the most popular game providers on its board.
  • Disadvantages: it is a relatively new platform as it was only introduced a couple of years ago. Although it does have various payment methods, it could offer more methods such as Paypal. There is 24/7 live customer support, but it lacks direct over the phone support.

Go to Bizzo casino

The Pokies.net

thepokies.net baccarat

The Pokies.net is our runner-up casino thanks to its hottest games, uses PayID and has heaps of bonuses! Checkout their latest bonuses and sign up today to play online baccarat!

  • Advantages: some of the hottest games and continuously look to add more games to the platform. Uses PayID making it super easy to deposit and withdraw. No documents needed to register. Great bonuses to help you win more money!
  • Disadvantages: Could improve its customer service as it mainly relies on its FAQ section. Slightly outdated design and website.

Go to Thepokies.net

Playfina pokies

live dealer baccarat playfina

Playfina takes the 3rd and final spot. One of our newest platforms, with a massive gaming library and modern functions, such as, accepting crypto payments. Do you have some crypto? Then why not link your crypto and play today!

  • Advantages: Playfina has over 8000+ games, three welcome bonuses, crypto payments, VIP program and generous weekly promotions.
  • Disadvantages: Unfortunately, Playfina does not have a mobile app, no live nor any available sports betting but the site is still great for baccarat!

Go to Playfina

Best Real Money Baccarat Apps

Mobile baccarat casinos are getting better and better, and a lot of Aussies love to play on the go on their mobile devices. Therefore, there are constantly more mobile baccarat games and more mobile casinos and apps being introduced to the market. But how do you find the best app for you with the best mobile baccarat games? Well, we at smartpokies.com have ranked the best two real money baccarat apps below where you can enjoy playing baccarat online! Like our online casino review above, we review the graphics, bonuses, security, customer support and especially how they have customised the app to make it compatible with a phone or tablet.

Woo casino mobile

woo casino mobile

Woo Casino: Our first-choice mobile app is our favourite because it has plenty of live games, great security and is mainly focused on the app. With the company focused on the app, it means that they invest to improve the app and make it as best as possible for you to play on. Woo also has instant payments, daily rewards and is made for the Australian market. Finally, Woo has an incredible user interface, making it both simple and enjoyable to gamble and play on.

Go to Woo casino

Playamo casino mobile

playamo casino mobile

Playamo: This is our close runner-up, with some incredible features that will get you hooked! Playamo has big jackpots, safe payments, and plenty of live games. Playamo accepts crypto payments and has been an industry leading baccarat casino for the past seven years. Playamo is available both on android and iOS, so sign up today to get started!

Go to Playamo

Baccarat Terms and Slang

Baccarat Terms and Slang

Baccarat is a relatively straightforward game once you learn it. But it does have a lot of interesting terms and slang that may throw you off! Therefore, we have highlighted the most relevant terms and slang below:

1. Croupier is the term typically used for the dealer.
2. Burn card(s) are referred to as the cards at the top of the deck that are discarded after the croupier has shuffled the deck of cards. Typically, three to six cards are burned.
3. Natural refers to whenever the player or banker is dealt a two-card combination totalling in either eight or nine, with nine being the preferred and winning option.
4. Le Grande and Le Petite are referred to the naturals explained above. Le Grande is referred to as the natural 9, which is slightly better than the Le Petite or Natural 8.
5. Monkey is a common term shouted out at active tables when they are begging the gambling gods for any 10 or face cards on the third card draw, good for a zero that will not change the hand’s current total.
6. Dragon 7 and Panda 8 bets which have two different meanings. Dragon 7 bets means that you are hoping for the dealer to wind up with a three-card total of exactly seven that beats your own hand. Panda 8 wager requires you to make a three-card total of eight, which beats the dealer’s hand.
7. The Big Eye Boy refers to someone that is doing their best to track previous results in hopes that it will determine the results of the next hands through statistics.

Our Tips for Winning at Baccarat

  1. Never make the “tie” bet!

    The banker and player bets have great odds, but the tie bet only has a little bit of 10% chance of winning. That means you could potentially lose 14.4 units for every 100 units wagered.

  2. Banker is clearly the best bet!

    The banker will win slightly over 50% of the time. To not give the player an edge on that bet, every win has a 5% commission taken from it. Hence, you may as well go with the banker.

  3. Keep going with the banker until it loses!

    You want to take advantage of streaks and the bet that will have a higher chance of going on a winning streak is the banker. Hence, you should keep betting on it while the streak keeps going.

  4. Wait one decision after a banker loss!

    After finally losing on a banker bet, the player wins. Do not jump in with another bet. Just wait for the next decision. Whatever that decision is, then that is what you will bet.

  5. Money management is critical in baccarat!

    You are essentially betting a coin flip when you play baccarat. That makes it a very tight game, regardless of whether you are having a good or bad streak. Hence, it is crucial that you bet the right amounts and if you lose a couple of rounds then take a break and sit out and clear your head. Likewise, if you have a great streak and win a bunch of money, cash out before you get too greedy.

Australian Baccarat FAQ

Can I play live baccarat online?

Of course, you can! Most of the best casinos offer players the chance to play with a live dealer. This means that you can play baccarat with a live dealer and feel the excitement of playing with other real people from the comfort of your own home. Likewise, you can play with other live players at the same table.

Does baccarat have good odds?

Baccarat is a very popular game for gamblers. However, the bank does have an advantage when it comes to odds. The chances of the bank winning are roughly 45.8%, the player wager has a 44.62% chance of winning. Lastly, 9.52% chance of winning on betting on a tie. So, there is a good chance for Aussies to make some money with Baccarat!

Is there a difference between playing online and on a mobile app?

There is typically very little difference between playing baccarat online, on a mobile app or in a live casino. The table, rules and variations of baccarat are all the same. The only real difference is that you are using a smaller device but the table layouts, the bets offered, the way the cards are dealt and being able to play with live dealers, are all the same. Be sure to choose the right casino for you, depending on which device you choose to play on.

Why is the game called baccarat?

Baccarat was originally called “baccara” when Felix Falguiere invented the game. In Italian, baccara means zero. He named the game baccara as all the face cards and tens were worth zero. However, as the game continued to spread, it became popular in France, where it got its French spelling “baccarat” which ended up resonating with more players.

Are there free online baccarat games?

Yes! Although baccarat is typically used for online gambling, various casinos will typically offer free to play games as well. This will give you a great chance to practise for free before playing with real money. Likewise, you can play free versions on your phone, device, and computer. Check out our top-rated casinos above!